I didnt' read the entire thread to see if this was answered, but here is my observation.
I've had several brakes that have this problem, either due to incorrect installation/bleeding or manufacturing/design defect. In both cases, it seems like the problem occurs when the pistons don't retract fast enough and/or get stuck, then someone pulls the lever again. When the pistons don't fully retract, the system retains too much fluid beyond what it was designed for and it isn't the 'neutral' level, so the second pull then presses even more in before the fluid level can return to neutral. So the bite point moves further and further out. You can observe this on any brakes exhibiting this problem by pulling the lever and watching the pistons retract. It's very obvious in some of them.
My observation is that people who don't have issues with Shimano brakes in particular use a different braking technique than those that do. If you tend to rapidly on/off the brakes then you are more likely to have issues with them in the cold in particular. If you tend to make infrequent brake pulls with a gap between them or make minor adjustments, then you are less likely to have issues. I've yet to get on a set of Shimano brakes, setup by me or anyone else, that didn't have this problem when temps got below freezing and I've tried many on my bikes, demo bikes, and friends bikes, even those who said they don't have the problem, the brakes are still doing it. They just don't have an issue because of how they use their brakes. So technique can play a part in how people perceive this issue.
My theory is the reason it happens is due to the fluid getting too thick when it gets cold and it can't retract fast enough. It could be compounded by the seals getting stiffer in the cold but I would expect the issue to go away as the caliper heats up if that was the problem, so I think it's in the lever somewhere. My observation being that it gets worse when people do a "lever bleed", because it overfills the system and gives the fluid less room to retract if you fill the MC entirely with fluid. I've only ever had this issue with mineral oil based fluids (not all of them, though, mainly just Shimano), no brakes I've had that used DOT fluid had this problem provided the bleed was correct (My Kahas did until I bled them).
In some cases, it could be improper setup. In the case of the Mavens, I was warned by my LBS when I got them to do the piston massage procedure by shoving two rotors in then pulling hard against the lever to align the pistons. Prior to doing this, you could watch the pistons slowly retract in the last 20-30% after pulling the lever but after doing it then retracted quickly. I suppose it's possible the pistons could get out of alignment and it could cause them to not retract fully? A bad bleed can cause it, also, regardless of fluid type
As for why it doesn't happen in other areas - most other brakes use DOT fluid, which doesn't do this. Most other fields, you are more likely to find professional work done where you expect things to be installed correctly, even some bike shops can't manage to do this properly but in cars/moto/etc I think you expect a higher level of experience/professionalism. You also have a lot more fluid in other applications where weight and space isn't as concerning.