Lets be real here... really, of the hard core riders on this forum, who even wears a jersey? DUH?
Rock the natural sweater vest if you've got it is what I say.

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Back when I was young and had a bit of gun going on, I never felt the need to display 'em... now that I'm older and realize I will likely never have guns again... I say if you've got 'em, do what you're comfortable with. It's the same as the ladies, I've seen some dolled up like Lara Croft out on the trail... others, not so much.
Vanity is part of what makes the world go 'round.