Nice bike man!...I'm like that with my bikes also....I've bought 3 the past 3 years...and in a couple of months I want a Gary Fisher hardtail....I'm up in the air with the Cobia and the X-Cal....I'm trading in my 6500 Trek that I got last year....I guess it's all going to depend on what they give me for the trade in. The Cobia's colors pop out to me...Being you've test rode these bikes....I was wondering if youcould give me your thoughts. I just want a 29er now a days. The Cobia is more affordable for me....But maybe I can swing the X-Cal depending on the trade value and money I have at the time....Is there a huge difference between the 2?