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· Mud Boy
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315 Posts
What was the question again?

are you now an avid mountain biker?

If you answer yes...get the bike

If you answer no, get a life..get the bike

if you answer no, and expect to get "your life" after retirement, get the IRA.

or maybe go back to school to get a better job with a solid retirement plan. Then after getting the job, get the bike and the life.
 

· Wooo YEAAAH!
Joined
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76 Posts
Discussion Starter · #3 ·
magdaddy said:
are you now an avid mountain biker?

If you answer yes...get the bike

If you answer no, get a life..get the bike

if you answer no, and expect to get "your life" after retirement, get the IRA.

or maybe go back to school to get a better job with a solid retirement plan. Then after getting the job, get the bike and the life.
I came here to ask that question for a reason. :thumbsup:

For now, im going to go ride my 2000 GT Hardtail with a leaking front shock.... after the ride I think i might stop by the bike shop.

I've been looking for months. passed up an awesome deal on a used 2006 Expert for 1400 so im kicking myself in the ass for that.
 

· Wooo YEAAAH!
Joined
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76 Posts
Discussion Starter · #4 ·
magdaddy said:
are you now an avid mountain biker?

or maybe go back to school to get a better job with a solid retirement plan. Then after getting the job, get the bike and the life.
and to answer that i just got out of school, im an engineer, but i moved to SoCal so im still broke as ****.

10% going to 401k + retirement plan right now
 

· Mud Boy
Joined
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315 Posts
if you wait

that model may be sold out. Many Stumpy models in 06 sold out fast. Only you know the answer to the burning question of new bike need.

If you lived here in Central New York, waiting a few more months may not rob you of much quality mtb riding. Although we still have no snow, and it's been almost 60 for a week. Anyway, being in the sunshine state, 6 months is a lot of lost quality riding oppourtunities.

Here is another alternative maybe you have/haven't considered. My father use to say "a working man will have nothing unless he goes into debt", so...put the bike on a low rate credit card-they are out there. Check the shop credit/manufacturer percentage rates, look into a personal loan from your bank.

If you are young, fresh out of school, what better way to start building your credit. If you make enough, to save enough to buy the bike in 6 months as you say...get it now on credit, you should be able to afford it. That's a win-win situation. You get the sweet new ride, and work toward establishing a good credit rating.

A good credit rating is a very good thing indeed.
 
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