Anybody here use their bikes for riding to work? I have about a 13 mile ride to work on mostly road/paved bike trails, certainly will kill my tires, but need the time on the bike. I was thinking of buying a Quick Release rack to carry all my crap like extra clothes, shoes, rarely used day planner, and was wondering if anybody had any luck with racks vs. carrying a full day pack? If you are riding to work is it worth throwing a pair of fenders on as well to keep mud/rain/ whatever from flying up your back? Or is that just to much junk to bolt to a bike?!?